Best Virtual Dollar Cards in Nigeria for International Payments

Best Virtual Dollar Cards in Nigeria: Due to the restrictions that come with Naira-based debit cards; limiting shopping and making online payments, find below the best virtual dollar cards in Nigeria.

Secondly, as a Nigerian, utilizing debit and credit cards to pay or make purchases online is one of the most suitable and convenient ways. It however could be shopping for gadgets, clothes, and more on cheaper websites or the best websites for your preferred choice. It becomes frustrating and inconvenient when you decide to pay for services on some international platforms and service providers like Spotify, Amazon, Facebook, Apple Music, Google, Netflix, Shopify, Alibaba, and Fashion Nova among others. This also applies to paying on some app payment gateways because You will discover that Nigerian debit or credit cards keep being rejected.

Why would that be? It is because either the Nigerian banks have set a daily limit of $20 and a monthly limit of $100 on foreign and international transactions or these foreign websites and international platforms won’t just accept your card.

Lastly, if you are keen on knowing the best virtual dollar cards in Nigeria, keep reading this article as we will examine the best apps to get a virtual dollar card for seamless online shopping and transaction experience.

List of The Best Virtual Dollar Cards in Nigeria

1. Virtual Dollar Card PSTNET

PSTNET is a reliable and modern service that provides instant virtual debit cards for paying for goods and services worldwide, as well as for advertising campaigns (Facebook Ads, Google Ads, TikTok Ads). Indeed, The cards belong to the Visa/Mastercard payment system. Quick registration. The first card is without KYC. Low top-up fees start from 2%. You can deposit funds with cryptocurrencies, Visa/Mastercard bank cards, and Swift/Sepa transfers.

Also, the BINs of US and European banks (20+) and the availability of cards with 3DS (SMS code sent to your account or Telegram bot) reduce the risk of payment rejection and allow you to make secure payments. Generous referral program. Responsive customer support.

Lastly, the PST Private program is in effect for teams and those who handle high volumes (up to 100 cards for free, then cards for $1 and a 2% top-up fee).

2. Chipper Cash Virtual Dollar Card

Chipper Cash is one of the best virtual dollar cards in Nigeria. They recently launched their virtual dollar card to ease Nigerians of the limitations during online purchases. It is a mobile app that is free and easy to download. and it allows you to send, request, and receive money from within and outside your country. It works by opening an account that gives you the right to an account number. Consequently, this allows users to fund the account, and send and receive money from anywhere around the world right to you in Nigeria.

Funding your virtual dollar card is quick and easy with no service charges. Indeed, enjoy competitive conversion rates compared to other options.

You’ll need the following to open a Chipper Cash virtual dollar card:

Phone, valid email address, phone number, and your Bank Verification Number (BVN).

How to Get a Chipper Cash Virtual Dollar Card

  1. Firstly, Download the App: Start by downloading the Chipper Cash app from the Google Play Store or the App Store.
  2. Sign Up: Register using either your phone number or email.
  3. Verify Your Account: Verify your account by entering the code sent to your phone number or email.
  4. Enter Your Details: Fill in your personal details and any other requested information.
  5. Create a Username: Choose a unique username.
  6. Select Your Currency: Choose your country’s currency as your default transaction currency.
  7. Confirm Your Account: Confirm your account with a security code. You’re almost there!
  8. Activate Your Virtual Card: Tap “Card” on the Chipper app to activate your virtual Chipper dollar card.
  9. Claim Your Card: Click on the virtual card, enter your login information, and claim your card.
  10. Lastly, Finalize: Select “Continue” and your Chipper Cash virtual dollar card is ready to use!

3. Gomoney Virtual Dollar Card

Gomoney is a reliable and easy-to-use digital bank. It is a digitized online banking platform for Nigerians and it offers the ease and conventional digitized banks making it easier and more convenient for its users to perform transactions seamlessly without any inconvenience. Secondly, the Gomoney platform makes provisions for peer-to-peer payment and third-party services. It is however stress-free, easy to use and convenient. Getting a Gomoney Virtual Dollar Card is very simple. Also, all you have to do is open a Gomoney account and upgrade to tier or level 2 ( it has 3 tiers). Furthermore, Also, with your Gomoney Virtual Dollar Card, you can shop online both internationally and locally in Nigeria. It also enables you to pay for your purchases in dollars. In addition, the limit of cash in your account depends on the tier level you are at.

Steps to Obtain a Gomoney Virtual Dollar Card

To open an account, you need to provide the following information:

  • Your full name
  • Email address
  • Contact information
  • Home address
  • Phone number
  • A utility bill with your current home address
  • A valid, government-issued form of identification
  • Your Taxpayer Identification Number (TIN) or Social Security Number (SSN)

To get started, please:

How to Get Your Gomoney Virtual Dollar Card

  1. Firstly, Download the App: Start by downloading the Gomoney app from the Google Play Store or App Store.
  2. Sign Up: Enter your phone number and provide the required detailed information.
  3. Verify Your Account: Enter the verification code (OTP) sent to you and confirm it.
  4. Verify Your BVN: Enter the code sent to you to confirm your BVN.
  5. Wait for Verification: The platform will verify your account, which typically takes just a few minutes.
  6. Lastly, Activate Your Virtual Dollar Card: Add a means of identification and upgrade to Tier/Level 2 to activate your Gomoney Virtual Dollar Card. It’s that easy!

4. ALAT Virtual Dollar Card

ALAT Virtual Dollar Card is a digitized online banking platform that is regulated by Wema Bank. It actively operates in Nigeria and aims to provide customers with traditional banking services. Besides, it offers the following packages which are savings, physical debit cards, loans, bank accounts, and ALAT virtual dollar Cards. The ALAT Virtual Dollar Card is one of the best virtual dollar cards in Nigeria.

Also, ALAT is a digital bank serving Nigerian customers. It’s a product of a commercial bank. It offers a complete banking package, loans, bank account, savings, and ALAT Virtual Dollar Card, It is one of the best virtual dollar cards in Nigeria. It helps you to make purchases from international platforms like Amazon, Shopify, Facebook, Google, and more from its app. After your account is verified and funded, you can deposit up to $20,000 in cash from your naira account. Lastly, You can also convert dollars back to naira when needed.

Steps to Obtain an ALAT Virtual Dollar Card

  1. Firstly, Download the App: Download the ALAT Virtual Dollar Card mobile app from the Apple Store or Google Play Store via their website on your mobile phone.
  2. Open an Account: Register by entering the required information and creating a secure password.
  3. Verify Your Account: Enter the verification code sent to you and input your details into your account.
  4. Setting Up Your Account: Please allow a few minutes for your account to be activated.
  5. Access the Card Section: Go to the dashboard and click on “Card.”
  6. Select Your Card: Choose “ALAT Virtual Dollar Card” and enter your password or PIN.
  7. Create Your Card: Click on the Dollar Card option to create a new virtual dollar card.
  8. Lastly, Finalize Creation: Follow the prompts to enter the requested details and wait for the process to complete. It takes just a few minutes, and your card will be up and running.

5. Fundall Virtual dollar Card

Fundall is one of the best digital banking platforms in Nigeria. It offers different aspects of financial services to its customers. It also offers services like savings, loans, bank accounts, and the Fundall virtual dollar card. This is to help customers make shopping on international platforms without restrictions and difficulties. It gives you the privilege to shop anywhere in the world. It is one of the best virtual dollar cards in Nigeria with no transaction fee. Furthermore, The Fundall virtual dollar card is free, but you need to deposit a minimum of $5 into your account to get started. You could also create multiple cards for each of your preferred international platforms. It could be for Facebook, Netflix, Amazon, Apple Music, and more. It is easy to use for online shopping and it is secure and safe. Finally, Unlike physical cards, which can be stolen, virtual dollar cards are theft-proof and hassle-free.

Steps to Obtain a Fundall Virtual Dollar Card

  1. Firstly, Download the App: Download the Fundall app from your App Store or Google Play Store on your mobile smartphone.
  2. Sign Up: Create an account by entering the required information.
  3. Verify Your Account: Verify your account with the OTP code provided. Your account will be active within seconds.
  4. Fund Your Account: Deposit funds into your account and navigate to “Create Card.”
  5. Select Your Card: Choose “New Card” and select the “Virtual Dollar Card” option.
  6. Create Your Card: Click on the Virtual US Dollar Card, and your card will be ready within a few seconds.
  7. Lastly, Complete Setup: Fund your Fundall virtual dollar card with a minimum of $5 to finalize the card setup.

6. Mintyn Bank Virtual Dollar Card

Mint Digital Bank is one of the best digital banking platforms in Nigeria. It is a product of the Microfinance Bank (MFB). It offers the services of a conventional bank like investments, savings, and loans, and focuses on making banking transactions easy and convenient to use. The company later changed its name to Mintyn Bank. The banking platform also offers Mintyn’s Virtual Dollar Card. This virtual dollar card allows customers to shop anywhere around the world. You can receive money and send money. You can also pay for purchases conveniently from international platforms like eBay, Amazon, Netflix, WordPress, Facebook, Apple Music, and many more.

How to Create a Mintyn Virtual Dollar Card

  1. Firstly, Download the App: Download the Mintyn app from your App Store or Google Play Store.
  2. Sign Up: Create an account by entering your correct information.
  3. Set a Password: Choose a secure password for your account.
  4. Verify Your Account: Enter the verification code sent to your mobile phone number.
  5. Create a Card: Go to the homepage and select “Create a Card.”
  6. Select Your Card: Click on “Virtual Dollar Card.”
  7. Enter Details: Follow the prompts to enter your details. Your card will be ready within a few minutes.
  8. Lastly, Activate Your Card: Fund your account to activate your Mintyn Virtual Dollar Card.

Conclusion

Finally, It could be tiring and exhausting having to go through some difficulties while trying to make purchases on international shopping websites or platforms which charge in dollars or other foreign currencies. It could also be card rejection or a payment gateway not going through. This is attributed to using Nigerian credit or debit cards which is due to the $20 daily and $100 monthly limit placed on the cards by the CBN. Indeed, The virtual dollar cards for international payments listed above will give you hassle-free transactions and remove the limits while shopping online. They are the Best Virtual Dollar Cards in Nigeria

Kindly share the experience you might have had with these virtual dollar cards by dropping your comment in the box below

Please do your due diligence as we will not be held liable for any loss with these platforms

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Best Virtual Dollar Cards in Nigeria
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Best Virtual Dollar Cards in Nigeria
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Due to the restrictions that come with Naira-based debit cards; limiting shopping and making online payments, find below the best virtual dollar cards in Nigeria
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